Nina Rocus Schaumburg Real Estate

Your credit score is something you really want to be aware of before you go out looking for a home.  It is extremely important in determining whether you'll be approved for a loan as well as determining what rate you will pay! It's a good idea to take a look at your credit score months in advance of when you are ready to buy. That ...

CNBC reported yesterday that the home prices in the Chicago area are on par with 15 yr average affordability.  What does this mean? It means that most likely Chicago area homes are at a bottom and now is the time to get back into the market.  They reported that home prices rising faster than income, along with lenders creating ...

On June 30th 2008 the Housing and Economic Recovery Act of 2008 signed into law included a tax credit of $7500 for 1st time homebuyers who purchase a home between April 9, 2008 and July 1, 2009. The tax credit is for 10% of the cost of the home, not to exceed $7,500. The tax credit must be paid back over a period of 15 years like an interest ...

Have you heard of the 203 K program that will allow you to borrow up to $35,000 for property improvements? Cash that you can use to improve your home after your purchase closes. Some of the types of improvements that can be done using these funds are: Repair or replacement of Roofs/Gutters/Downspouts Repair/Replacement/Upgrade of heating, ...

Wow!  The cost of gasoline for cars is sky high, and natural gas is most likely to follow. Now is the time to think about making some changes that will help keep your costs down both in the summer, which is finally here, and in the fall and winter. This link will take you to an article by the BBB that has some great idea money savings ...

This info is provided by the National Association of Realtors.... You might be wondering if buying a home right now is a smart financial decision. The fact is, homeownership is key to building long-term wealth, no matter when someone buys. Studies show that, over time, most homeowners will steadily build equity.For example, during the past three ...

Go Green! Save a little green and do the planet a favor, here are a few GREEN IDEASUse Energy Saving Light BulbsBag the Bag...Stop using plastic and paperUse non-toxic paint (low or no voc)The new color of Clean is Green...buy earth friendly cleaning productsSave Electricity...unplug all your charges when not in useGrow something green...plant a ...

Buying your first home can be an overwhelming experience.  If you are just starting to think about making your first home purchase, or if you have been thinking about it for awhile, but just aren't ready to talk to a loan officer about how much you can afford, visit my website calculator. This will provide you with a wealth of ...

If you are a 1st time homebuyer or a buyer that is ready to buy right now, builders have "tons of deals" on their "spec" homes.  These are homes that are complete and ready to move into right now. Some builders may call them Express Homes or by some other similar name, but it's all the same.  And there are huge ...